Issuer rated MODERATE
+20% vs 2024

Marcus High-Yield Savings

Card complaint rating · Based on federal CFPB data

Who actually runs this card

Marcus High-Yield Savings is issued by GOLDMAN SACHS BANK USA

Goldman Sachs handles the shopping experience. GOLDMAN SACHS BANK USA handles everything else — billing, interest, credit reporting, and customer complaints. When something goes wrong with your Marcus High-Yield Savings, you are dealing with GOLDMAN SACHS BANK USA, not Goldman Sachs.

See full GOLDMAN SACHS BANK USA complaint rating →
What the data says about this bank's track record
1 in 3,067customers needed to complain officiallyOne of the lowest complaint rates in this dataset — the vast majority of customers never needed to escalate
28%of complaints were resolvedComplaints here were resolved at a broadly average rate
21.0new official complaints per week on averageAt this rate, very few customers are reaching the point of needing to make an official complaint
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Why this looks like a good choiceModerate

GOLDMAN SACHS BANK USA performs well by the measures that matter most — how often customers needed to complain, and how often those complaints were resolved.

Only 1 in 3,067 customers needed to complain officially

This is one of the lowest complaint rates in this dataset. The vast majority of customers never reached the point of needing to file an official complaint.

Better than 75% of all rated US banks

This places the institution firmly among the better performers in this dataset, based on complaint volume normalised by customer base.

1.5× better than the median rated institution

Not marginally below average — meaningfully better. The median institution generates significantly more complaints per customer.

Best performing product area

Auto Loans0.00 complaints per 1,000 customers

Customers here report fewer payment disputes and more straightforward loan management than at higher-rated institutions.

A note on accuracy: this institution's customer base is estimated from deposit data rather than directly measured. The complaints are real federal filings. The rate per customer carries some uncertainty — treat it as a strong directional signal.

All figures from the CFPB Consumer Complaint Database and FDIC BankFind — US federal public records.

GOLDMAN SACHS BANK USA ranks among the lowest complaint rates in America

GOLDMAN SACHS BANK USA has a federal complaint rate of 0.33/1,000 customers — well below the industry average. If you found this page from a high-complaint-rate bank, switching takes about 2 hours of active effort spread across 10 days. See our step-by-step guide →

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What People Complain About

The most common complaint categories filed against GOLDMAN SACHS BANK USA with the CFPB — which handles your Marcus High-Yield Savings:

Problem with a purchase shown on your statement21.4%
Incorrect information on your report15.1%
Managing an account10.4%

This page shows complaint data for GOLDMAN SACHS BANK USA, the issuing institution behind the Marcus High-Yield Savings. All data is sourced from the CFPB public complaint database and FDIC BankFind — US federal public records. See the full GOLDMAN SACHS BANK USA institution page →