U.S. Department of the Treasury — TARP & OFAC

ComplaintRate tracks two distinct Treasury data sets. First, TARP (Troubled Asset Relief Programme) Capital Purchase Programme data — the record of banks that received federal bailout funds following the 2008 financial crisis. Second, OFAC (Office of Foreign Assets Control) civil penalty data — fines against financial institutions for violations of US sanctions programmes. These are independent datasets serving different analytical purposes.

TARP recipient status is historically significant context — it identifies institutions that required federal emergency capital to survive the 2008 crisis. Whether an institution repaid its TARP funds and how quickly is a matter of public record. OFAC penalties signal that an institution processed transactions with sanctioned entities or countries — typically indicating serious deficiencies in compliance screening. ComplaintRate includes both as supplementary context layers within the Federal Consensus Score framework.

TARP status does not indicate current risk — most recipients repaid their bailout funds years ago. It is historical context: knowing whether your bank required federal rescue in 2008 is relevant when evaluating its long-term stability record. OFAC penalties are more directly significant: they indicate the institution's sanctions screening systems failed badly enough to allow transactions with sanctioned parties — a compliance programme failure that often correlates with broader deficiencies.

Other data sources