$800 billion+ in annual US money transfers and remittances

Source: Federal Reserve / World Bank Remittance Data · 2024

Money transfer and prepaid complaints often involve frozen funds where the consumer has limited recourse outside the CFPB process.

RANKINGS · MONEY TRANSFER

Money transfer Complaint Rates

CFPB complaints about money transfer and remittance providers — held transfers, prepaid cards, and hidden fees, ranked per 1,000 customers.

All BanksCredit CardsMortgageChecking & SavingsPersonal LoansStudent LoansAuto LoansMoney TransferDebt Collection
INSTITUTIONS RANKED
19
CATEGORY AVERAGE
0.37
complaints per 1k customers
BEST PERFORMER
0.03
TRUIST FINANCIAL CORPORATION
WORST PERFORMER
1.92
BARCLAYS BANK DELAWARE
Not sure if your provider is good enough?See what the data means for you and what to do about it.

How to read this table: Ranked from worst (most complaints) at the top to best (fewest complaints) at the bottom. Hover column headers for metric explanations.

A high rate suggests customers are regularly encountering problems getting their money — frozen accounts, failed transfers, and disputed transactions are the dominant themes. Read our full methodology →

WHAT TO DO ABOUT IT

A high complaint rate means when you send money to family abroad, it is more likely to be delayed, held, or hit with hidden fees.

Switching transfer providers takes minutes. Most top-rated providers offer a fee-free first transfer so you can test the service with zero risk. Transfer fees vary from 0.5% to 5% for the same corridor - switching often saves real money too. The best-rated alternative in this category has a complaint rate 56× lower than the highest-rate institution shown.

BETTER ALTERNATIVESi
#1 LOWEST RATE56.3× lower
TRUIST FINANCIAL CORPORATION
0.03complaints per 1,000 customers
1,395 total CFPB complaintsView TRUIST
#2 LOWEST RATE49.2× lower
ALLY FINANCIAL INC.
0.04complaints per 1,000 customers
604 total CFPB complaintsView ALLY
#3 LOWEST RATE37.5× lower
CITIZENS FINANCIAL GROUP, INC.
0.05complaints per 1,000 customers
953 total CFPB complaintsView CITIZENS
View full rankings →
Best-rated providers deliver 95%+ of transfers on time vs under 70% at the worst
Transfer fees vary from 0.5% to 5% for the same corridor - complaint rate and price often diverge
Top-rated providers offer live chat resolution in under 5 minutes
Wise averages 4-8x cheaper than bank wire transfers for most corridors

Rate = CFPB complaints ÷ estimated customers × 1,000 · Source: CFPB + FDIC BankFind · Data & pricing

Further reading
Understand the CFPB complaint database behind this data →